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0% APR Financing Available For Up To 12 Months*

Flexible Payment Plans for Your Dream Gaming PC

We understand that investing in a high-performance gaming PC is a big decision, which is why we offer two flexible financing options to fit your budget. Whether you’re looking for traditional financing or lease-to-own options, we’ve got you covered.

Buy Now, Pay Over Time

Enjoy predictable, low monthly payments with Bread Pay™ financing. This option is great for those looking for traditional financing with fixed terms.

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

Bread Pay™ is a financing solution that helps you make online and in-store purchases with easy, pay-over-time payments. Bread Pay products include Bread Pay™ Installment Loans and Bread Pay™ SplitPay loans.

Bread Pay™ Installment Loans are monthly financing plans offering terms ranging from 3 to 48 months and rates from 0.00% to 29.99% APR, depending on your eligibility, credit quality, and options offered by our retail partners.

For smaller purchases, you may be eligible for our Bread Pay™ SplitPay loan which splits your purchase into four interest-free payments made every two weeks.

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Bread Pay™ Installment Loans and Bread Pay™ SplitPay loans are made by Comenity Capital Bank, a Bread Financial™ company.

Comenity Capital Bank, the lender for Bread Pay™ pay-over-time products, reports loan repayment information to the major nationwide credit bureaus monthly.

To be eligible for a Bread Pay™ plan, you should be a legal U.S. resident who is of legal age to enter into contracts in your state of residence.

You can review your loan balance in the Bread Financial™ Member Portal.

A confirmation email was sent on the date of your purchase. You can search for the confirmation email we sent to the email address you used to apply for a Bread Pay™ plan. We suggest that you search using the retailer’s name or for the phrases “thank you for paying with Bread” or “thank you for paying over time with.”

Upon locating the email, either follow the link to the Bread Financial™ Member Portal or select the Set Up AutoPay button. (You will not be required to set up AutoPay.)

If you cannot find the email with these searches, please contact our Member Support team.

For help, you can contact our Member Support team by phone or email.

To file a dispute, you can contact the credit bureau directly or submit your dispute in writing to:

    C/O Bread Financial
    PO Box 182508
    Columbus OH 43218

*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.

Get Pre-Approved

Lease-to-Own, No Credit Needed

If you’re looking for a no-credit-required option, Acima offers lease-to-own financing. Get the PC you want now and pay over time with flexible terms.

Instant Approvals

Get a decision in seconds with a simple online application—no long waits or paperwork.

No Credit Needed

Your approval is based on factors like income and banking history, not just your credit score.

Own It Over Time

Make flexible lease-to-own payments that fit your budget, with options to pay off early and save.

Acima is an alternative way to shop for the name-brand items you want, at the stores you want, without paying cash or relying on credit. After completing an easy application process, you’ll receive an instant approval decision. If approved, begin a lease agreement that will allow you to get your merchandise right away for a low initial payment, then make rental payments until you obtain ownership.

First, you’ll need to choose a participating merchant. You can use our store locator to find store locations near you, or browse the Acima MarketPlace for online retailers. You can then apply online or in the mobile app—as well as in-person at a store location.

While we may receive your consumer report and credit score, we look at multiple data points in order to make a final decision, and we regularly approve customers who have less than perfect credit history. All you need to do to get started is provide some personal information, banking account numbers, and meet some basic income requirements.

The initial payment is your first payment towards your lease! It is deducted from your total lease amount and is required to be made before you receive the merchandise. This amount varies by participating merchant location and category but is generally between $0 to $70.

  • Be 18 years old or older

  • Have an active checking account with at least $750 of income per month

  • Have at least three months of income history with your current source of income

  • Have a government-issued photo ID, and a social security number or Individual Taxpayer Identification Number (ITIN)

If you’ve got all those things, great! Fill out the application and we’ll let you know within seconds if you’re approved!

Nope! It’s free to apply.

Your renewal payments are based on the value of the merchandise you select and the cost of lease services. Once you pick out the merchandise, we will create a lease agreement based on the value of the leasable items. You can review your renewal payment amounts and renewal frequency prior to signing the lease agreement.

Once you’re approved for a lease, the approval lasts for 45 days! If you don’t use it in that timeframe, the approval simply expires.

*Acima Leasing is offered by Acima Credit, LLC. Approval is not guaranteed and is subject to eligibility requirements, including income and banking history. Terms and conditions apply. Leasing amounts, payment schedules, and ownership options vary. Please visit acima.com for complete details.

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REFUNDABLE PROTECTION PLAN

Get peace of mind with Skytech's Refundable Protection Program—extend your coverage, and if you don’t use it, get your money back as store credit!

Terms and Conditions for Skytech Gaming's "Refundable Protection Program"

1. Program Overview: Skytech Gaming offers a 1-year standard warranty on all prebuilt gaming PCs, covering parts and labor. Additionally, customers can purchase the Refundable Protection Program, which extends the warranty coverage beyond the initial year.
2. Coverage Details: The Refundable Protection Program covers both parts and labor for repairs, ensuring the PC is free from defects in materials or workmanship during the extended coverage period.
3. Refund Eligibility: If no claims are made under the Refundable Protection Program during the coverage period, customers are eligible to receive a full refund in the form of store credit. For example, if a customer purchases a $200 Refundable Protection Program, they will receive $200 in store credit.
4. Claiming Store Credit: Customers can claim their store credit by either: Contacting Skytech Gaming's customer service after the warranty period ends to receive the store credit. Receiving an email from Skytech Gaming with a one-time use promo code that can be applied to their account.
5. Promo Code Details: The promo code provided as part of the Refundable Protection Program acts as store credit and can be combined with other offers on the Skytech Gaming website. This store credit is only eligible for purchases made directly through the Skytech Gaming website and cannot be used at other retailers.
6. Exclusions and Limitations: The program does not cover damages resulting from user overclocking, third-party software, or accessories not installed by Skytech Gaming. The company reserves the right to void the warranty for PCs used in cryptocurrency mining or other prohibited activities. The Refundable Protection Program applies only to Skytech-branded products.
7. Additional Conditions: Skytech Gaming may refuse or charge additional fees for returns that do not comply with the outlined conditions. A 10-15% restocking fee may be applied for products returned in used condition, and customers are responsible for shipping costs unless the return is due to a defect covered under the program.

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